Month: February 2026

Why Saving for Retirement Isn’t Enough Anymore (Ep. 35)

Why Saving for Retirement Isn’t Enough Anymore (Ep. 35)

You spent decades saving for retirement, but what if the biggest risk is not how much you saved, but how you use it?

In this episode, Ryan Thacker and Tyson Thacker break down what they see most people get wrong about retirement planning, especially in the critical years right before and after retirement. They explain why saving money and planning for retirement are two very different things, and how small, uncoordinated decisions around taxes, Social Security, investments, and healthcare can quietly erode your wealth over time.

Ryan and Tyson discuss:

  • Why the retirement red zone is where small mistakes become costly
  • How taxes act as a ripple effect across Social Security, Medicare, and income
  • Why over 90 percent of Americans file for Social Security the wrong way
  • The danger of taking too many risks late in your career
  • How healthcare costs can derail even well-funded retirements
  • Why coordinated planning matters more than chasing investment returns
  • And more

Share Your Story or Question:
What’s your biggest retirement concern? Email us at info@bossretirement.com or leave a voicemail, and we might feature your question in an upcoming episode.

Resources:

Get your FREE B.O.S.S. Retirement Blueprint:

3 Ways to Respond:

  • Text BLUEPRINT to (435) 500-0665
  • Call: (800) 769-7550
  • or Click Here

Connect with Tyson Thacker: 

Connect with Ryan Thacker: 

Which Retirement Account Should You Withdraw From First (Ep. 34)

Which Retirement Account Should You Withdraw From First (Ep. 34)

One of the biggest retirement mistakes has nothing to do with how much you saved, it’s about where your income comes from once you stop working. The order you withdraw your money can quietly trigger higher taxes, bigger Medicare premiums, and unnecessary stress later in life.

In this episode, Ryan Thacker and Tyson Thacker break down why withdrawal strategy is one of the most overlooked yet impactful decisions in retirement planning, and how a single misstep can set off a chain reaction that affects your taxes, Social Security, and long-term income.

Ryan and Tyson discuss:

  • Why the order you pull money from IRAs, 401(k)s, Roth accounts, and brokerage accounts matters more than most people realize
  • How withdrawals can unintentionally increase taxes on Social Security and trigger IRMAA Medicare surcharges
  • Common mistakes retirees make by relying on outdated rules of thumb like the 4% rule
  • How delaying or mismanaging withdrawals can lead to larger required minimum distributions later
  • What a coordinated withdrawal strategy looks like and how it helps protect income, taxes, and peace of mind
  • And more!

Book your complimentary retirement planning consultation and get answers to your most pressing questions.

Resources:

Get your FREE B.O.S.S. Retirement Blueprint:

3 Ways to Respond:

  • Text BLUEPRINT to (435) 500-0665
  • Call: (800) 769-7550
  • or Click Here

Connect with Tyson Thacker: 

Connect with Ryan Thacker: