December 2025 – Retirement Solutions

Reliable Assets: Ensuring Financial Security (Ep. 31)

By BOSS Retirement Solutions | December 24, 2025

Most retirees focus on how much they have saved, but the biggest threat to their future is often the cost they never planned for. Taxes, inflation, healthcare, and longevity can quietly increase year after year until they place real pressure on your retirement income.

In this episode, Ryan Thacker and Tyson Thacker explain how hidden retirement expenses can erode even the strongest nest eggs and what you can do right now to protect yourself.

Ryan and Tyson discuss:

Why do many retirees end up in a higher tax bracket than expected
How “stealth taxes” like capital gains and lost deductions impact your income
Why inflation makes everyday expenses harder to manage over a 20 or 30-year retirement
The rising cost of healthcare and long-term care
How longer lifespans amplify every other financial risk
The difference between tax preparation and true tax planning
Practical steps to help keep more of your savings working for you
And more!

Resources:

The B.O.S.S. Retirement Blueprint
Find your risk number with our RiskAnalyzer to help you gauge your financial freedom.

Get your FREE B.O.S.S. Retirement Blueprint:

3 Ways to Respond:

Text BLUEPRINT to (435) 500-0665
Call: (800) 769-7550
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How to Keep More of Your Money With Smart Roth Planning (Ep. 30)

By BOSS Retirement Solutions | December 10, 2025

Most people focus on investment returns, but the real threat to a comfortable retirement often hides in plain sight. Taxes can quietly drain away more of your savings than you ever expected, and the window to take control may be smaller than you think.

In this episode, Ryan Thacker and Tyson Thacker break down how today’s historically low tax rates can create a rare opportunity for pre-retirees and retirees. They explain why strategic Roth conversions may help you keep more of your money, how required minimum distributions can trigger bigger tax bills later in life, and why waiting could mean giving up one of the most valuable planning windows available.