Month: May 2025
How to Retire with Confidence: Lessons from the Experts (Ep. 20)

How to Retire with Confidence: Lessons from the Experts (Ep. 20)

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Is your Social Security strategy costing you tens of thousands of dollars?

In this must-listen episode of Retirement Solutions The Podcast, Ryan Thacker welcomes Brian Ward, a top advisor at B.O.S.S. Retirement Solutions, to uncover the hidden costs and missed opportunities tied to poor Social Security strategies. With a background rooted in family and purpose, starting with helping his own father’s retirement planning firm, Brian brings a deeply personal approach to retirement planning.

Together, they explore why personalized financial advice matters more than ever in today’s shifting landscape. From overlooked spousal benefits to unexpected tax traps, they break down the real-life consequences of generic plans and the transformative power of a tailored retirement plan. Brian also shares powerful stories, including clients raising grandkids using Social Security benefits and the unique challenges facing railroad retirees after recent legislative changes.

Brian and Ryan discuss:

  • (00:12:12) The complexities of Social Security strategies and their direct impact on long-term financial security
  • (00:15:44) Real-life examples of families facing unique retirement challenges, like grandparents raising grandchildren and leveraging Social Security benefits
  • (00:20:59) How recent legislative changes are affecting railroad retirees and their retirement plans
  • (00:27:12) The importance of personalized retirement advice in adapting to regulatory changes and ensuring confidence in retirement
  • And more!

Resources:

Get your FREE B.O.S.S. Retirement Blueprint:

3 Ways to Respond:

  • Text BLUEPRINT to (435) 500-0665
  • Call: (800) 769-7550
  • or Click Here

Connect with Ryan Thacker: 

Connect with Brian Ward: 

About Brian Ward:

With more than 16 years of experience in the financial services industry, Brian thoroughly enjoys helping his clients understand the advantages and disadvantages of every financial decision they make, as well as helping them create and execute financial plans. Before joining the family business, Brian owned a successful mortgage brokerage for 13 years.

Brian graduated from Utah Valley University with a bachelor’s degree in business administration. He is an Investment Advisor Representative and a licensed insurance agent.

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The Secret to Saving Big on Taxes in Retirement (Ep. 19)

The Secret to Saving Big on Taxes in Retirement (Ep. 19)

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What if you could turn your biggest retirement expense into your greatest savings opportunity? 

In this episode, Tyson and Ryan Thacker from B.O.S.S. Retirement Solutions sit down with Brandon Olson, CPA, an investment advisor representative at B.O.S.S., to explore smart tax strategies that can keep more of your hard-earned savings in your pocket. As taxes continue to loom as one of the most significant retirement expenses, the opportunity lies in proactive planning and using tools like Roth conversions.

You will learn:

  • How current historical low tax rates offer a golden window of opportunity for Roth conversions (05:31)
  • The significant tax savings potential in converting a traditional IRA to a Roth IRA (07:59)
  • Real-life examples, including a hypothetical case study highlighting long-term tax savings (09:53)
  • The critical decision between pension cash flow versus lump sum and its tax implications (20:08)
  • Common pitfalls in managing retirement income, Social Security, and medical costs (24:49)
  • And more!

Resources:

Get your FREE B.O.S.S. Retirement Blueprint:

3 Ways to Respond:

  • Text BLUEPRINT to (435) 500-0665
  • Call: (800) 769-7550
  • or Click Here

Connect with Tyson Thacker: 

Connect with Ryan Thacker: 

Connect with Brandon Olson: 

About Brandon Olson

Brandon P. Olson, CPA, is an Investment Advisor Representative at B.O.S.S. Retirement Solutions. Brandon uses his wealth preservation and tax planning experience to help his clients find desirable retirement solutions as part of investing their lives in their work and family.

He has been involved with investment management for most of his career. He graduated from Brigham Young University with bachelor’s and master’s of accounting degrees with an emphasis in tax. He has worked with PricewaterhouseCoopers as a CPA, focusing on all areas of taxation, and as a chief financial officer for several prominent Utah companies. He is licensed as a CPA and real estate agent. He is an Investment Advisor Representative and a licensed insurance agent.

As former president of Norbest, Brandon successfully led business relationships to produce more than $150 million in sales and marketing, while managing $35 million in lending.

Brandon loves spending time with his family and is proud to be called a grandpa! He serves in his faith, loves the outdoors, traveling, and getting his hands dirty gardening, yard work or construction projects, but most of all, being with and helping people.

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